Navi - Instant Personal and Home Loans

Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs and Home Loans upto Rs 1.5 crores in a seamless and transparent manner. Navi introduces its new loan product Home Loans. HOME LOANS 1. Amount: Upto Rs 1.5 Crore 2. Interest Rates : Starting at 7.95% per annum 3. Tenure: Upto 25 years 4. Processing Fee: 0.5% upto Rs. 25,000 5. Loan amount upto 90% of property value Home Loan Features 1. Instant loan offer 2. No documents required till you get a loan offer 3. High loan amount & Low EMIs 4. Loans for under-construction, self-constructed and ready to move-in homes 5. No application fee, legal fee, valuation fee or document handling fee Operational Cities Currently present in Karnataka in Bengaluru, Davangere, Dharwad, Gulbarga, Hubli. Expansion to other states and cities soon PERSONAL LOANS 1. Amount : Rs 10,000 to Rs 5,00,000 2. Tenure : 3 to 36 months 3. Interest Rate : 16% to 30% per annum 4. Processing fees : 2.5% (Min Rs 500+GST and Max Rs 5,000+GST) Personal Loan Features 1. Upto Rs 5,00,000 limit 2. Instant money transfer to bank account 3. No bank statement or salary slip requirement 4. 100% paperless process 5. Minimal documentation. No printouts required 6. Flexible loan and EMI amount options 7. Instant eligibility check 8. No security deposit (collateral) Eligibility 1. Indian citizen 2. Age above 18 years 3. Select cities Documents requirement 1. PAN number 2. Aadhaar number How to apply 1. Install Navi App 2. Register using your mobile number 3. Fill your basic details to check your loan eligibility 4. Choose the loan and EMI amount of your choice 5. Complete the KYC with selfie and Aadhaar 6. Enter bank details for money transfer 7. Done Example Loan Amount: Rs 50,000 Tenure: 12 Months Interest Rate : 22% (on Reducing Principal Balance interest calculation) EMI: Rs 4680 Total Interest Payable: Rs 6,157 Processing Fees (incl. GST): Rs 1,475 Disbursed Amount: Rs 48,525 Reach us at [email protected] for any of your queries. Operational Cities • Delhi NCR - New Delhi, Gurgaon, Noida, Greater Noida, Ghaziabad, Faridabad • Chandigarh • Maharashtra: Mumbai, Navi Mumbai, Thane, Pune, Nagpur, Ahmed Nagar, Kolhapur, Aurangabad, Nashik, Satara • Karnataka: Bangalore, Mysore, Udupi, Dharwad, Kolar, Hassan, Mandya • Tamil Nadu: Chennai, Tiruchirappalli, Erode, Madurai, Vellore, Salem • West Bengal: Kolkata, Hoogly, Howrah • Punjab: Amritsar, Ludhiana, Jalandhar, Mohali, Ropar, Bathinda, Fatehgarh Sahib • Gujarat: Ahmedabad, Vadodara, Valsad • Telangana: Hyderabad, Secunderabad, Mahabubnagar • Madhya Pradesh: Indore • Odisha: Bhubaneshwar, Cuttack • Rajasthan: Jaipur, Udaipur, Ajmer, Alwar, Kota, Jhujhunu • Uttar Pradesh: Ghaziabad, Noida, Lucknow, Jhansi • Uttarakhand: Dehradun • Bihar: Patna, Gaya • Jharkhand: Ranchi • Andhra Pradesh: Visakhapatnam (Vizag), Ananthapur, Chittoor, Guntur, Krishna, East Godavari • Haryana: Ambala, Karnal, Kurukshetra, Panchkula, Panipat • Kerala: Ernakulam, Kollam, Kottayam, Thiruvananthapuram, Thrissur • Pondicherry Our office address is: Navi Technologies Pvt Limited 3rd Floor, Salarpuria Business Center, 93, 5th A Block, Koramangala Bangalore - 560095